Do named drivers earn no claims

Some insurers offer what’s called a named driver no-claims bonus. This means you get a discount if you're insured as a named driver on someone else's policy and haven't claimed. If you've built up a no-claims discount as a named driver and you now want your own cover, your existing insurer should consider your discount when transferring your policy over.  · Named drivers can earn their own discount while they remain claim free on your policy. They will be rewarded with up to 5 years Named Driver No Claims Discount (NDNCD) when they take out a Privilege policy of their own. Other insurers may not recognise NDNCD. The Named Driver No Claims Discount may be lower than the No Claims Discount (NCD) available to you as the policyholder. Named drivers do not earn a no claims discount, however, they may be entitled to a named driving experience discount if they have completed one or more full years as an additional driver. If your additional driver requires proof of their named driving experience, please contact our Customer Care team on: Call us on 01 ; Email us at info@ie.

Many people, particularly young drivers, choose not to have a car for financial reasons and become a named driver on a parent’s car insurance. Unfortunately, this makes it difficult for new and young drivers to build no claims bonus because named drivers don’t usually earn NCB. Named drivers do not earn no claims discount, only policy holders do. However many insurers will give you some sort of discount if as a named driver you have not made any claims. It is best that you contact your current insurer and see what they says as different companies have different rules regarding this. Named drivers do not earn a no claims discount, however, they may be entitled to a named driving experience discount if they have completed one or more full years as an additional driver.

It's pretty rare for car insurance companies to let you build up a no-claims discount as a named driver on someone else's policy. (But it does exist.). How Complete Cover Group Can Help with Insurance for Drivers with Zero No Claim Bonus. At Complete Cover Group, we work hard to ensure that you can get. Find out how you can get up to 70% no claim discount on Co-op Car Insurance and how you can earn no claim discount as a named driver.